First Northern Credit Union - Vehicle Loans

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	First Northern's Driving Sense™ – the smart choice in vehicle financing! How would you like a low payment vehicle loan program that combines the best features of conventional financing along with the benefits of leasing! Sound to good to be true? Well, First Northern has the vehicle financing answer for you – Driving Sense™. Driving Sense™ gives you the best of both worlds. Like a lease, Driving Sense™ offers payments considerably lower than conventional financing. Yet, unlike leasing, with Driving Sense™, you own the vehicle and have all the flexibility and benefits that come with vehicle ownership! Most current and up to four-year old used cars, vans and light trucks qualify for Driving Sense™ financing. New, current year vehicles and one-year old vehicles can be financed for 24 to 72 months, two year old vehicles can be financed for 24 to 48 months, and three and four-year old vehicles can be financed for 24 to 36 months. Other benefits of Driving Sense!" include: No security deposit No up front first or last payment Option to sell, trade, finance or return vehicle at program's end No return fee (if choose to return vehicle) No early payoff penalty Up to 120% financing with NO MONEY DOWN Mileage options of 12,000, 15,000 and 18,000* per year available Find out how low your Driving Sense!" payment could be by visiting the Driving Sense™ CarBuilder™ calculator where you can build your car and compare a conventionally financed vehicle payment with the low Driving Sense™ payment. *Mileage options apply only if you return vehicle at program end.